PUBLIC OFFICIALS & ENTITY LIABILITY COVERAGE
FOR THE
PURMS JOINT SELF-INSURANCE AGREEMENT
Amended and Restated as of December 7, 2001
TABLE OF CONTENTS
����������������������������������������������������������������������������������������������������������������������������������������������������
1.���� Definitions for Public Officials and Entity Liability Coverage. 2
1.1������ Customer 2
1.3������ Defense Costs. 2
1.4������ Employee. 2
1.5������ Management 2
1.6������ Not-For-Profit Organization. 2
1.7������ PO&E Claim.. 2
1.8������ Public Official 3
1.9������ Public Utility Operations. 4
1.10���� Ultimate Net Loss. 4
1.11���� Vicarious Liability. 4
1.12���� Wrongful Act 4
2.���� Insuring Agreement and Conditions for Public Officials & Entity Liability Coverage. 4
2.1������ PO&E Coverage for Liability Claims Arising from a "Wrongful Act". 4
2.1.1������� Coverage for a Member for Vicarious Liability does not Depend upon Whether the Public Official Satisfies the Coverage Qualifications. 5
2.1.2������� Multiple Liability Claims/Single Wrongful Act 5
2.1.3������� No Overlapping or Double Coverage. 5
2.1.4������� No Imputation of Acts, Omissions or Warranties. 5
2.1.5������� PO&E Coverage Regarding Outside Not-For-Profit Organization. 5
2.1.6������� Single Liability Coverage Limit for Claims Under More than One Type of Liability Coverage. 6
2.2������ Liability Coverage Limit 6
2.3������ Deductible. 6
2.4������ Coverage Qualifications for Public Officials. 7
2.5������ Other Insurance and Third Party Indemnifications of Public Officials. 7
2.6������ Separation of Insureds with Respect to PO&E Claims Asserted Among Members and Single Liability Coverage Limit 7
2.7������ Board's Authority to Establish the Number of Wrongful Acts Involved in a Covered PO&E Claim.. 7
2.8������ Survival of Coverage. 8
2.9������ Intended Scope of PO&E Coverage. 8
2.9.1������� Scope of PO&E Coverage for a Public Official in Proceedings not Currently Involving the Assertion of a Claim for Damages. 8
2.9.2������� Scope of PO&E Coverage for a Member Employing a Public Official That is Involved in Proceedings not Currently Involving the Assertion of a Claim for Damages. 8
2.9.3������� Scope of PO&E Coverage for a Member That is Involved in Proceedings not Currently Involving the Assertion of a Claim for Damages. 9
2.9.4������� Reservation of Rights. 10
3.���� Exclusions for Public Officials & Entity Liability Coverage. 10
3.1������ Fines and Penalties. 10
3.2������ Wrongful Acts Occurring Outside Coverage Period. 10
3.3������ Limitations Specific to PO&E Coverage for Public Officials and Member Indemnifications of Public Officials (Re: Personal Profits, Dishonest Acts, etc.) 11
3.4������ Bodily Injury and Property Damage. 12
3.5������ Personal Injuries From Specific Types of Wrongful Acts. 12
3.6������ Member's Advertising Activities and Intellectual Property Claims. 12
3.7������ Intentional, Knowing or Reckless Violations of or Non-Compliance with Applicable Law�� 12
3.8������ Other Insurance and Third-Party Indemnifications. 13
3.9������ Derivative and Security-Holder Claims. 13
3.10���� Employee Claims re Employment Relationship. 13
3.11���� Acts Other Than For a Member