HEALTH & WELFARE POOL
GENERAL ASSESSMENT FORMULA
FOR THE
PURMS JOINT SELF-INSURANCE AGREEMENT
Amended and Restated as of December 7, 2001
TABLE OF CONTENTS
1.����� Definitions For H&W General Assessment Formula� 2
1.1.�� Allowed H&W Claim�� 2
1.2.�� Alternate ISL Method� 2
1.3.�� Assessment Formula� 2
1.4.�� Average Claims Frequency Ratio� 2
1.5.�� Benefits Check� 2
1.6.�� Claims Experience� 2
1.7.�� Claims Frequency Factor 2
1.8.�� Claims Frequency Ratio� 3
1.9.�� Covered H&W Claim�� 3
1.10. Date of Membership� 3
1.11. Debatable H&W Claims� 3
1.12. Dependent Coverage� 3
1.13. Dependents� 3
1.14. Direct H&W Claims Costs� 3
1.15.